Privacy & Cookies Policy
Last Updated: July 19, 2026
This Privacy and Cookies Policy explains how SHARIA BANKING (“we,” “us,” or “our”) collects, uses, shares, and protects your personal data when you visit our website, https://www.shariabanking.com (the “Website”).
We act as a Data Controller under the European General Data Protection Regulation (GDPR). We are committed to processing your data transparently and ensuring your privacy is respected in accordance with EU data protection laws.
1. What Are Cookies?
Cookies are small text files stored on your computer, mobile device, or tablet by your web browser when you visit a website. They allow the Website or a third party to recognize your device, collect data about your browsing habits, and remember your preferences.
- Session Cookies: Temporary cookies that identify a specific browsing session. They expire and are automatically deleted when you close your web browser.
- Persistent Cookies: Cookies that remain on your device for a pre-determined period (specified in the cookie itself) or until you manually delete them. They recognize you across multiple sessions.
2. Categories of Cookies We Use
We utilize both first-party cookies (set by us) and third-party cookies (set by external partners) for the following purposes:
A. Strictly Necessary Cookies (Essential)
These cookies are mandatory for the basic functioning of our Website. They enable security features, user authentication (keeping you logged in), and core accessibility. Legal Basis: GDPR Art. 6(1)(b) – performance of a contract / legitimate interest.
B. Functional & Preference Cookies
These cookies remember choices you make (such as language preferences or region) to provide an enhanced, personalized user experience. Legal Basis: GDPR Art. 6(1)(a) – User Consent.
C. Analytics and Performance Cookies
We use third-party analytics services (such as Google Analytics) to collect anonymous tracking data. This helps us understand how visitors interact with our pages, identify technical issues, and improve our website’s performance. Legal Basis: GDPR Art. 6(1)(a) – User Consent.
D. Advertising and Behavioral Targeting Cookies (Google AdSense)
These cookies track your online activity across websites to help advertisers deliver more relevant, personalized advertisements to you, and to limit the number of times you see the same ad. Legal Basis: GDPR Art. 6(1)(a) – User Consent.
3. Google AdSense & Third-Party Advertising
Our Website displays advertisements served by Google AdSense and its certified ad networks.
To comply with Google’s publisher policies and European privacy law, please note the following:
- Personalized Advertising: Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our Website or other websites on the internet.
- Google’s DART Cookie: Google’s use of advertising cookies enables it and its partners to serve targeted ads to you based on your visits to shariabanking.com and/or other sites.
- Data Processing: Google may process data such as your IP address, device identifiers, and browsing history on our site to tailor your ad experience.
4. How to Manage and Opt Out of Cookies
Under the GDPR, you have the absolute right to refuse or withdraw your consent to non-essential cookies at any time.
A. Our Cookie Consent Banner
When you first visit our Website, a Consent Banner will appear. You can choose to “Accept All,” “Reject Non-Essential Cookies,” or customize your settings. Non-essential cookies (Analytics and Advertising) will not be placed on your device unless you explicitly opt in.
B. Opting Out of Targeted Advertising
You can easily opt out of personalized third-party advertising via the following external tools:
- Google Ad Settings: To opt out of Google’s personalized ads, visit Google My Ad Center.
- Industry Opt-Out Platforms: You can opt out of many third-party vendors’ use of cookies for personalized advertising by visiting the Digital Advertising Alliance’s choice page at www.aboutads.info or the European Interactive Digital Advertising Alliance (EDAA) at www.youronlinechoices.eu.
C. Browser Settings
You can configure your web browser to delete cookies already stored and to refuse new cookies. To do this, consult the “Help,” “Tools,” or “Settings” menu of your specific browser (Chrome, Safari, Firefox, Edge, etc.).
⚠️ Note: If you choose to disable or block all cookies (including essential ones), certain features of our Website may not function correctly, and your preferences may not be saved.
5. Your GDPR Privacy Rights
If you are located within the European Economic Area (EEA), you possess the following rights regarding the personal data we collect via cookies or other means:
- Right of Access: You can request a copy of the personal data we hold about you.
- Right to Rectification: You can request that we correct inaccurate or incomplete data.
- Right to Erasure (“Right to be Forgotten”): You can request the deletion of your personal data under certain conditions.
- Right to Restrict or Object to Processing: You can object to our processing of your data, particularly for direct marketing or personalized advertising.
- Right to Data Portability: You can request the transfer of your data to another organization.
- Right to Withdraw Consent: Where processing is based on your consent (e.g., marketing cookies), you can withdraw it at any time without penalty.
To exercise any of these rights, please contact us via the details provided in Section 7. You also have the right to lodge a complaint with a European Data Protection Authority (DPA) if you believe our data processing violates the GDPR.
6. International Data Transfers
Some third-party partners (such as Google LLC) are headquartered outside the European Economic Area, notably in the United States. Data transferred to these entities is protected under appropriate legal frameworks, such as the EU-U.S. Data Privacy Framework or Standard Contractual Clauses (SCCs) approved by the European Commission.
7. Contact Us
If you have any questions, concerns, or requests regarding this Privacy & Cookies Policy, please contact us at:
- Email:Contact : info@shariabanking.com