About the author: N. Frik

N. Frik – Expert in International Islamic Finance and Banking

N. Frik has more than 25 years of professional experience in international banking, corporate finance, trade finance, credit risk management and relationships with financial institutions.

He has held senior positions, including Managing Director and Head of Financial Institutions, at international banking institutions in London, with experience across European, African, Middle Eastern and Asian financial markets.

His international banking background provides expertise in the economic mechanisms of Islamic finance, Sharia-compliant financing structures, risk-sharing arrangements, financial guarantees and alternatives to conventional interest-based banking.

His knowledge encompasses Murabaha, Ijara, Musharakah, Mudarabah, Sukuk, Takaful and international Islamic banking practices.

As author and editorial manager of Shariabanking.com, he provides independent information about Islamic financial products, halal investments, international banking and financial risks.

His professional experience does not constitute authorisation to provide regulated investment services, financial intermediation, personalised legal advice or religious certification.

The website's content does not replace advice from qualified financial professionals or recognised Sharia supervisory boards.

Author: N. Frik

Website: https://shariabanking.com/